Privacy Policy for Swifttopng

1.1 Introduction

Swifttopng ("we," "our," or "us") is a digital aggregator platform focused on providing affordable data (SME), airtime, cable subscriptions, and utility bill payments. We value your privacy and are committed to protecting your personal data in compliance with relevant data protection laws (such as the NDPR).

1.2 Information We Collect

To provide our services, we collect:

• Identity Data: Full name, email address, and phone number.
• Transaction Data: Details of payments made to and from you, including utility meter numbers, smartcard/IUC numbers, and transaction history.
• Technical Data: IP address, device type, and browser details used for security monitoring and fraud prevention.

1.3 How We Use Your Data

We process your data to:

• Fulfill your orders (data, airtime, and bills).
• Prevent, detect, and investigate fraudulent transactions or money laundering.
• Comply with legal and regulatory obligations.
• Provide customer support and service updates.

1.4 Data Sharing & Security

• No Sale of Data: We do not sell your personal information to third parties.
• Third-Party Providers: We share necessary data with payment processors (Flutterwave, Paystack) and service providers (VTU.NG) to complete your transactions.
• Security: We employ industry-standard encryption and secure servers to protect your data from unauthorized access.

1.5 User Rights

You have the right to access, correct, or request the deletion of your data. Please note that we may retain certain data to comply with legal financial record-keeping requirements. For inquiries, contact privacy@swifttopng.com.